Instant Disbursement
Approved loans are disbursed in minutes to bank accounts, mobile money, or digital wallets — in the borrower's local currency.
Now live worldwide · Multi-currency
Global Digital Lending
Smart Loans.
Smart Loans.
Faster Approval.
Built for the World.
GPLOAN is the global digital lending platform connecting borrowers, lenders, and communities. Instant disbursement to bank, mobile money, or wallet — in your local currency. Bank-grade security. Transparent fees.
Bank-grade encryption
Transparent fees
Instant disbursement
Group savings & loans
Money in minutes · Not days
Instant Disbursement
Approved in seconds.
Approved in seconds.
Disbursed in minutes.
Once approved, funds land directly in your bank account, mobile money, or digital wallet — typically within minutes, in your local currency. No branch visits. No paperwork. No waiting.
Bank-grade encryption
Transparent fees
Instant disbursement
Group savings & loans
ISO 4217 aware · Local symbols
Multi-Currency
Lend & borrow in
Lend & borrow in
your own currency.
Every product, branch, and group is tied to an ISO 4217 currency. Amounts are always displayed with the correct symbol and formatting — whether you borrow in USD, EUR, KES, NGN, INR, or BRL.
Bank-grade encryption
Transparent fees
Instant disbursement
Group savings & loans
Chamas · SACCOs · Clubs
Groups & Chamas
Pool, save & borrow
Pool, save & borrow
as a group.
Savings groups, investment clubs, and cooperatives can register, pool contributions, access group credit, and manage meetings — all in one dashboard. Built for communities, everywhere.
Bank-grade encryption
Transparent fees
Instant disbursement
Group savings & loans
AES-256 · TLS 1.3 · KYC/AML
Security & Compliance
Bank-grade security.
Bank-grade security.
Audit-ready always.
Encryption at rest and in transit, AML screening, KYC verification, immutable audit logs, and role-based access control keep every transaction safe — for borrowers, lenders, and regulators.
Bank-grade encryption
Transparent fees
Instant disbursement
Group savings & loans
For lenders & branches
Loan Management System
The complete LMS —
The complete LMS —
origination to write-off.
Origination, disbursement, repayment schedules, penalties, restructuring, write-offs, collateral, guarantors, savings accounts, group loans, and regulatory reporting — all automated in one dashboard.
Bank-grade encryption
Transparent fees
Instant disbursement
Group savings & loans
Built by Kodawave Technologies
Kodawave Technologies
Engineered by
Engineered by
Kodawave Technologies.
GPLOAN is designed, engineered, and maintained by Kodawave Technologies — a software studio building secure, scalable, human-centred fintech for the world. Smart code. Honest engineering. Global reach.
Bank-grade encryption
Transparent fees
Instant disbursement
Group savings & loans
01
/ 07
Brand Intro
0
Countries Supported
0
Currencies Supported
0
Active Lenders
0
Branches Worldwide
0
Loan Products
0
Active Groups
0
Loans Processed
0
Borrowers Served
Bank-grade security
AES-256 · TLS 1.3
24/7 availability
Always-on lending
Multi-currency
ISO 4217 native
KYC / AML verified
Automated screening
Why GPLOAN
One platform. Every lending need.
From instant personal credit to large cooperative portfolios, GPLOAN gives lenders, borrowers, and communities the tools to lend, borrow, and grow — anywhere in the world. Scroll the rail left or right to explore.
Multi-Currency Native
Every product, branch, and group is tied to an ISO 4217 currency. Amounts are always displayed with the correct symbol and formatting.
Groups & Cooperatives
Savings groups, investment clubs, and cooperatives can pool contributions, access group credit, and manage meetings — all in one dashboard.
Bank-Grade Security
Encryption at rest and in transit, AML screening, KYC verification, audit logs, and role-based access control keep every transaction safe.
Credit Scoring
A transparent, rule-driven credit score helps borrowers build a repayment history and unlock better terms over time.
Full Loan Management
Origination, disbursement, repayment schedules, penalties, restructuring, and write-offs — automated end-to-end in the LMS.
Collateral & Guarantors
Track collateral, manage guarantors, and automate releases — with full audit trails for every secured product.
Audit & Reporting
Immutable audit logs, regulatory reports, and real-time dashboards for lenders, compliance teams, and regulators.
Loan Products
Find the loan that fits you.
GPLOAN offers a range of credit products — from instant emergency loans to long-term mortgages — across multiple currencies. Tap any product for full details, requirements, and fees.
Rates & terms shown are per-product and set by each lender.
Final approval is subject to KYC, credit assessment & lender policy.
GPLOAN never displays portfolio totals — only per-product min/max.
Live rates
fetched straight from the
loan_product_rates table — effective dates as inserted
Interest
30%
Weekly Emagency Loan Gploan
eff. 2026-09-30
Interest
5%
Naphtech college Standard Lo…
eff. 2026-09-21
Interest
10%
ManiSan Productions Standard …
eff. 2026-09-15
Interest
30%
GPLOAN_KODAWAVE Standard Loan
eff. 2026-09-07
Personal Loan
GPLOAN_KODAWAVE Standard Loan
Default loan product created during leader onboarding for GPLOAN_KODAWAVE. Interest 30% per year on a reducing balance,…
Borrow Sh100 – Sh50,000
Reducing balance · Monthly repayments
Disbursed via Bank transfer
KES
Personal Loan
ManiSan Productions Standard Loan
Default loan product created during leader onboarding for ManiSan Productions. Interest 10% per year on a reducing bala…
Borrow Le0 – Le0
Reducing balance · Monthly repayments
Disbursed via Bank transfer
SLE
Personal Loan
Naphtech college Standard Loan
Default loan product created during leader onboarding for Naphtech college. Interest 5% per year on a reducing balance…
Borrow Br0 – Br0
Reducing balance · Monthly repayments
Disbursed via Bank transfer
ETB
Emergency Loan
Emergency_Loan
Emergency Loan: The borrower must repay the full loan amount, including the principal and interest, within 48 hours of …
Borrow Sh100 – Sh50,000
Reducing balance · Lump sum repayments
Disbursed via Mobile money
KES
Business Loan
Weekly Emagency Loan Gploan
In this loan Business owners with a perfect running business are given am opportunity to borrow money to solve their bu…
Borrow Sh1,000 – Sh50,000
Reducing balance · Lump sum repayments
Disbursed via Mobile money
KES
Estimate your repayment
A quick indicative estimate. Actual rates and terms are set per-product by each lender. Final approval happens in the app.
Loan amount
$1,000
Term (months)
6 months
Interest rate (monthly)
3.0%
Estimated monthly payment
$0
Total interest
$0
Total repayable
$0
Currency
USD
Indicative only. Uses a flat-rate approximation for clarity. Real schedules use reducing-balance and lender-specific fees.
Partnership
Grow with GPLOAN.
Whether you're a loan officer, a branch manager, or an institutional lender — GPLOAN gives you the tools to originate, disburse, and manage loans at scale, worldwide.
Loan Officers
Mobile-first origination, document capture, and field collections — built for high-volume, on-the-go lending.
Branch Partners
List your branch, set your operating currency, and serve walk-in borrowers with full LMS integration.
Institutional Lenders
Banks, MFIs, SACCOs, and fintechs: multi-branch, multi-currency portfolios with regulatory reporting built in.
Cooperatives & Groups
Register your chama, SACCO, or cooperative. Pool contributions, issue group credit, and manage meetings.
Groups & Chamas
Lend together. Grow together.
Savings groups, investment clubs, cooperatives, and loan circles can register on GPLOAN to pool contributions, access group credit, and manage meetings — anywhere in the world.
No groups listed yet
Registered savings groups will appear here in a scrollable rail. Start your group today — it takes minutes.
How it Works
From sign-up to disbursement in 4 steps.
A simple, transparent flow — whether you're a first-time borrower or an experienced group treasurer.
1 · Sign up
Create your GPLOAN account in the app. Verify your identity with a government ID — anywhere in the world.
2 · Choose a product
Browse loan products from active lenders in your region. Compare rates, terms, and disbursement options.
3 · Apply
Submit your application in minutes. The lender runs KYC, credit assessment, and approval — all in-app.
4 · Get funded
Approved funds are disbursed to your bank, mobile money, or wallet — typically within minutes, in your local currency.
Security & Compliance
Bank-grade security. Audit-ready always.
Encryption at rest and in transit, AML screening, KYC verification, immutable audit logs, and role-based access control — engineered to satisfy regulators worldwide.
Encryption everywhere
AES-256 at rest, TLS 1.3 in transit. Sensitive fields are field-level encrypted with rotating keys.
KYC & AML
Automated identity verification, sanctions screening, and PEP checks on every borrower and signatory.
Role-based access
Granular permissions for officers, managers, auditors, and admins — least-privilege by default.
Immutable audit logs
Every create, update, and delete is recorded with actor, timestamp, and diff — exportable for regulators.
GDPR-ready
ISO 27001 aligned
PCI-DSS aware
AML / CFT screened
SOC 2 controls
Global Coverage
Lending without borders.
GPLOAN is built for a global lender network. Any licensed lender — bank, microfinance, SACCO, cooperative, or fintech — can onboard and operate in their country, in their currency.
AF
Afghanistan
AL
Albania
DZ
Algeria
AD
Andorra
AO
Angola
AG
Antigua and Barbuda
AR
Argentina
AM
Armenia
AU
Australia
AT
Austria
AZ
Azerbaijan
BS
Bahamas
BH
Bahrain
BD
Bangladesh
BB
Barbados
BY
Belarus
BE
Belgium
BZ
Belize
BJ
Benin
BT
Bhutan
BO
Bolivia
BA
Bosnia and Herzegovina
BW
Botswana
BR
Brazil
BN
Brunei
BG
Bulgaria
BF
Burkina Faso
BI
Burundi
CV
Cabo Verde
KH
Cambodia
CM
Cameroon
CA
Canada
CF
Central African Republic
TD
Chad
CL
Chile
CN
China
CO
Colombia
KM
Comoros
CR
Costa Rica
CI
Cote d'Ivoire
HR
Croatia
CU
Cuba
CY
Cyprus
CZ
Czech Republic
CD
Democratic Republic of the Congo
DK
Denmark
DJ
Djibouti
DM
Dominica
DO
Dominican Republic
EC
Ecuador
EG
Egypt
SV
El Salvador
GQ
Equatorial Guinea
ER
Eritrea
EE
Estonia
SZ
Eswatini
ET
Ethiopia
FJ
Fiji
FI
Finland
FR
France
GA
Gabon
GM
Gambia
GE
Georgia
DE
Germany
GH
Ghana
GR
Greece
GD
Grenada
GT
Guatemala
GN
Guinea
GW
Guinea-Bissau
GY
Guyana
HT
Haiti
HN
Honduras
HU
Hungary
IS
Iceland
IN
India
ID
Indonesia
IR
Iran
IQ
Iraq
IE
Ireland
IL
Israel
IT
Italy
JM
Jamaica
JP
Japan
JO
Jordan
KZ
Kazakhstan
KE
Kenya
KI
Kiribati
XK
Kosovo
KW
Kuwait
KG
Kyrgyzstan
LA
Laos
LV
Latvia
LB
Lebanon
LS
Lesotho
LR
Liberia
LY
Libya
LI
Liechtenstein
LT
Lithuania
LU
Luxembourg
MG
Madagascar
MW
Malawi
MY
Malaysia
MV
Maldives
ML
Mali
MT
Malta
MH
Marshall Islands
MR
Mauritania
MU
Mauritius
MX
Mexico
FM
Micronesia
MD
Moldova
MC
Monaco
MN
Mongolia
ME
Montenegro
MA
Morocco
MZ
Mozambique
MM
Myanmar
NA
Namibia
NR
Nauru
Mobile App
Get the GPLOAN app.
Apply for loans, track repayments, manage your group, and get instant disbursement — all from your phone. Free to download, available worldwide.
Find a Branch
Lender branches, worldwide.
Visit a GPLOAN partner branch near you to apply in person, verify your documents, and speak with a loan officer. Branches operate in their local currency and timezone.
Freetown
Sierra Leone
Closed now
Headquarters
Freetown, Sierra Leone
Headquarters
GP-BR-YF6KQ3
65D Lowcost Housing
Nairobi
Kenya · Nairobi
Closed now
Nairobi
Nairobi, Kenya
Headquarters
GP-BR-6V2S27
Nairobi
Nakuru
Kenya · Nakuru
Closed now
Headquarters
Nakuru, Kenya
Headquarters
GP-BR-9H59RY
2 0100
Lender Network
Built for every type of lender.
GPLOAN supports the full spectrum of lending institutions — from global banks to community cooperatives. Each lender type gets tailored workflows, compliance, and reporting.
Banks
Full retail banking integration, regulatory reporting, large-ticket mortgages, and overdraft facilities with multi-currency settlement.
Microfinance
Group lending, weekly collections, and high-volume micro-loans with offline-capable field officer tooling.
SACCOs & Cooperatives
Member-based savings, dividend computation, delegate voting, and group credit backed by pooled contributions.
Fintechs
API-first origination, instant credit decisions, and digital-native disbursement via mobile money and wallets.
Credit Unions
Member-owned lending with shared-branch access, surplus distribution, and community-focused product design.
NGOs & Others
Impact lending, pawnbrokers, payday lenders, and bespoke lender types — all configurable with custom workflows.
Product Catalog
22 loan product types, one platform.
GPLOAN supports the full spectrum of credit products — from micro-loans to mortgages. Each lender configures their own products, rates, and terms within these types.
Personal Loan
Unsecured credit for general personal use — flexible terms, fast approval.
Business Loan
Working capital, expansion, or equipment finance for SMEs and enterprises.
Education Loan
Fund tuition, fees, and living costs for students at any accredited institution.
Mortgage
Long-term property finance with reducing-balance interest and collateral.
Auto Loan
Vehicle purchase finance — new or used — with the vehicle as collateral.
Agricultural Loan
Seasonal credit for inputs, livestock, equipment, and farm operations.
Emergency Loan
Fast, small-ticket credit for urgent needs — medical, repair, or unexpected bills.
Salary Advance
Short-term advance against expected salary — repaid on payday.
Asset Finance
Finance for machinery, equipment, or vehicles — with the asset as security.
Group Loan
Credit issued to a savings group, repaid collectively by members.
Overdraft
Flexible credit line on a current account — pay interest only on what you use.
Line of Credit
Reusable credit facility — draw, repay, and redraw within an approved limit.
Invoice Financing
Advance cash against outstanding invoices — improve working capital cycles.
Green Loan
Preferential-rate finance for solar, efficiency, and sustainability projects.
Micro Loan
Small-ticket credit for micro-entrepreneurs and first-time borrowers.
Housing Loan
Home construction, renovation, or improvement finance — secured by the property.
Student Loan
Finance tuition and living costs — repayments start after graduation.
Wedding Loan
Finance your special day — venue, catering, and celebration costs.
Medical Loan
Cover medical bills, procedures, and emergencies — fast approval.
Consumer Loan
General-purpose retail credit for household goods and personal purchases.
Travel Loan
Finance flights, accommodation, and trips — repay in easy instalments.
Custom Loan
Bespoke product configured by the lender for unique borrower needs.
Engineered by Kodawave Technologies
Built by Kodawave Technologies.
GPLOAN is designed, engineered, and maintained by Kodawave Technologies — a software studio building secure, scalable, human-centred fintech for the world. Smart code. Honest engineering. Global reach.
Pricing
Simple plans for every lender.
Pick a plan that scales with your portfolio. All plans include the full LMS, multi-currency, and bank-grade security.
Starter
For small lenders and pilot branches getting started with digital lending.
Up to 1 branch
Up to 500 borrowers
1 currency
Email support
Growth
For growing lenders with multiple branches and active field officers.
Up to 10 branches
Up to 25,000 borrowers
Multi-currency
Groups & cooperatives
Priority support
Enterprise
For banks, large MFIs, and institutions with custom compliance needs.
Unlimited branches
Unlimited borrowers
Dedicated infrastructure
Custom integrations & SLAs
24/7 support & CSM
Lending Glossary
Speak lending fluently.
Plain-English definitions of the terms you'll meet on GPLOAN — no jargon, no fine print surprises.
Principal
The original amount you borrow, before interest and fees.
Interest rate
The cost of borrowing, expressed as a percentage of the principal over a period.
APR
Annual Percentage Rate — the yearly cost of a loan including interest and standard fees.
Reducing balance
Interest charged only on the outstanding principal — cheaper than flat rate over time.
Collateral
An asset pledged as security for a loan — forfeited if the borrower defaults.
Guarantor
A person who agrees to repay a loan if the primary borrower defaults.
Disbursement
The transfer of approved loan funds to the borrower's account, wallet, or mobile money.
Repayment schedule
The calendar of instalments — dates, amounts, and principal/interest split.
Grace period
A window after disbursement before repayments begin — product-specific.
NPL
Non-Performing Loan — a loan where repayments are significantly overdue.
KYC
Know Your Customer — identity verification required before lending.
AML
Anti-Money Laundering — screening to detect and prevent financial crime.
FAQ
Frequently asked questions.
Everything you need to know about GPLOAN — borrowing, lending, groups, and security.
GPLOAN is a global platform. Any licensed lender — bank, microfinance, SACCO, cooperative, or fintech — can onboard and operate in their country. Borrowers access loans through the lender and branch network active in their region.
GPLOAN is multi-currency aware. Every loan product, branch, and group is tied to an ISO 4217 currency from the platform catalog, so amounts are always shown in the correct local currency with the right symbol and formatting.
Once approved, GPLOAN disburses funds directly to your bank account, mobile money, or digital wallet — typically within minutes, depending on the disbursement channel selected for the product.
Yes. Savings groups, investment clubs, cooperatives, and loan circles can register on the platform, pool contributions, and access group credit products.
GPLOAN is engineered and maintained by Kodawave Technologies — a software studio building secure, scalable, human-centred fintech for the world.
Yes. We use AES-256 encryption at rest, TLS 1.3 in transit, automated KYC/AML screening, role-based access control, and immutable audit logs. Every action is recorded and exportable for compliance.
It depends on the product. Many personal, micro, and salary-advance loans are unsecured. Mortgages, auto loans, and large business loans typically require collateral or a guarantor. Each product lists its requirements upfront.
Yes — if you're a licensed lender (bank, MFI, SACCO, cooperative, or fintech) you can onboard, configure your products, and start originating. Use the Loan Management System button or contact us to begin.
GPLOAN supports 22 loan product types — personal, business, education, mortgage, auto, agricultural, emergency, salary advance, asset finance, group loan, overdraft, line of credit, invoice financing, green loan, micro loan, consumer, housing, student, wedding, medical, travel, and custom. Each lender configures the products they offer with their own rates, terms, and requirements.
Your GPLOAN credit score is built from your repayment history, current debt burden, length of credit history, and the mix of credit types you've used. Each on-time repayment raises your score; missed payments lower it. The score is shared only with lenders you apply to and is never sold to third parties.
Yes — most products on GPLOAN support early repayment. Whether a prepayment penalty applies depends on the lender and product; every product discloses its prepayment terms upfront before you accept the offer. Many micro and personal loans have no early-repayment penalty at all.
The GPLOAN app is free to download and free to use. Each loan product discloses its processing fee rate, penalty rate, and any other charges before you accept. There are no hidden platform fees — every cost is shown upfront in the product sheet and the loan agreement.
If you miss a repayment, the lender's grace period (if any) applies first. After the grace period, the product's penalty rate kicks in and the missed instalment is flagged in your repayment schedule. We encourage you to contact the lender immediately if you foresee a missed payment — most lenders offer restructuring or extension options before resorting to collections.
Contact
Talk to the GPLOAN team.
Partnership, support, press, or feedback — we read every message and route it to the right team.
Phone
Coverage
Worldwide — multi-currency
Support
24/7 — in-app & email
Loan Management System
Loan Lifecycle
From application to closure — fully tracked.
Every loan on GPLOAN moves through six clearly-tracked stages. Borrowers see their progress in real time; lenders get full audit trails at every step.
1
Application
Borrower applies in the app — product, amount, term, KYC.
2
Underwriting
Lender runs KYC, AML, and credit assessment — automated where possible.
3
Approval
Lender approves, declines, or counter-offers with revised terms.
4
Disbursement
Funds sent to bank, mobile money, or wallet — in local currency.
5
Repayment
Auto-scheduled instalments; reminders and collections automated.
6
Closure
Loan closed in good standing; credit score updated; repeat borrowing unlocked.
Savings Accounts
Save smart. Borrow better.
GPLOAN savings accounts help borrowers build a repayment history and unlock better terms — while groups pool contributions and earn group credit.
Personal savings
Set a goal, automate deposits, and watch your balance grow — then borrow against it.
Goal-based saving
Standing orders
Borrow against savings
Group savings
Pool contributions with your chama or cooperative — transparent ledgers, fair distribution.
Shared ledger
Role-based payouts
Group credit access
Multi-currency wallets
Hold balances in your local currency — deposits, transfers, and withdrawals in ISO 4217.
Native multi-currency
Instant transfers
Statement exports
Testimonials
Loved by borrowers, lenders & groups.
Real stories from the GPLOAN community — worldwide. Scroll the rail to read more.
Applied for an emergency loan at 9pm and had the money in my mobile money wallet before midnight. GPLOAN is genuinely instant — and the fees were transparent from the start.
Our chama of 18 members moved to GPLOAN and never looked back. Contributions, meetings, and group loans — all in one dashboard. The transparency built real trust.
As a microfinance, we onboarded 3 branches in a week. The LMS handles origination to write-off, and the multi-currency support means we can finally expand across borders without re-platforming.
The credit scoring is fair and transparent — I borrowed small, repaid on time, and my second loan had a better rate. GPLOAN rewards good behaviour.
Field officers love the mobile-first tooling — collections, KYC capture, and offline origination all work even in low-connectivity areas. Productivity is up 40%.
Why switch
GPLOAN vs traditional lending.
See the difference a modern, mobile-first, multi-currency platform makes — for borrowers and lenders alike.
| Feature | Traditional lender | GPLOAN |
|---|---|---|
| Application time | Hours · in-branch | Minutes · in-app |
| Disbursement speed | 1–5 business days | Minutes |
| Multi-currency native | Single currency | ISO 4217 catalog |
| Transparent fees | Often hidden | Upfront, per-product |
| Group savings & loans | Rarely supported | First-class |
| Mobile-first UX | Web afterthought | Built mobile-first |
| KYC / AML automation | Manual | Automated screening |
| Audit-ready logs | Partial | Immutable, exportable |
| Global coverage | Country-locked | Worldwide |
Integrations
Connects with your stack.
GPLOAN is API-first. Plug into core banking, mobile money, accounting, and CRM systems — or build your own integration on our REST API.
Core Banking
API
Mobile Money
Disbursement
Digital Wallets
Disbursement
Accounting
Sync
CRM
Sync
Credit Bureaus
Scoring
KYC / AML
Verification
SMS / Email
Notifications
Analytics
BI
Regulators
Reporting
REST API
Custom
Webhooks
Events
Roadmap
What's next for GPLOAN.
Shipped, in-flight, and planned. We build in the open — here's where the platform is headed.
Q1 · Global launch
Multi-currency core
ISO 4217 catalog, per-product currencies, and a country/currency switcher on every page.
Q1 · Global launch
7-slide hero & dual CTA
A 7-slide image-driven hero with per-slide content and a persistent Download App + LMS CTA pair.
Q2 · Now
Lender self-onboarding
A guided wizard so licensed lenders can register, configure products, and go live without manual setup.
Q2 · Now
iOS app
Native iOS companion to the Android app — same instant disbursement, group tools, and security.
Q3 · Next
Open credit scoring API
A transparent, explainable credit score — consumable by borrowers, lenders, and partner bureaus.
Q3 · Next
AI credit assistant
In-app assistant that explains offers, answers questions, and helps borrowers pick the right product.
Q4 · Later
Cross-border disbursement
Single-corridor FX rails so a lender in one country can disburse to a borrower in another — natively.
Q4 · Later
Marketplace
A borrower-facing marketplace where multiple lenders compete for the same application — better rates, faster.
Global Network
One platform. A worldwide network.
GPLOAN connects borrowers, lenders, branches, groups, and payment rails across continents — a single, secure mesh for global digital lending.
7
Continents covered
0
Countries in catalog
0
Currencies supported
0
Active lenders
Lender nodes
Banks, MFIs, SACCOs, cooperatives, fintechs, and credit unions — each origination node in the network speaks the same multi-currency protocol.
3+
active lenders
Branch nodes
Physical and digital branches act as local on-ramps — document verification, cash pickup, and in-person loan officer support.
3+
branches worldwide
Mobile money rails
Direct integration with regional mobile-money networks — M-Pesa, MTN MoMo, Airtel Money, Orange Money — for instant disbursement and repayment.
multi-operator
Wallet & bank rails
Disbursement to any bank account or digital wallet — ISO 20022-ready, with reconciliation and audit trails on every transaction.
global reach
Group nodes
Savings groups, cooperatives, and loan circles form local trust meshes — pooling contributions and accessing group credit products.
active groups
Borrower endpoints
Every borrower is an endpoint in the network — KYC-verified, credit-scored, and able to receive funds in minutes.
19+
borrowers served
Credit bureau links
Bi-directional integration with regional credit bureaus — pull scores for underwriting, push repayment history for score-building.
multi-bureau
Regulator reporting
Every node feeds immutable activity logs into the central audit ledger — exportable for regulators in standard formats.
always-on
Growth & Impact
Real-time platform growth.
Every metric below is computed live from the production database — countries onboarded, lenders active, branches live, groups registered, and loans processed. Numbers update as the platform grows.
0
Loans processed
0
Borrowers served
0
Applications received
0
Active groups
Global schema
Multi-country, multi-currency core built on ISO 4217 + ISO 3166 catalogs. One schema, every region.
1 worldwide core
Country catalog
Live country & currency catalogs cover every recognised nation and tradable currency.
197+ countries
Lender onboarding
Banks, MFIs, SACCOs, cooperatives, and fintechs onboarded across multiple continents.
3+ lenders
Branch presence
Physical and digital branches operating in local currencies across the network.
3+ branches
Groups & chamas
Savings groups, investment clubs, and cooperatives registered on the platform.
0+ groups
Loan products
Active loan products across personal, business, mortgage, group, micro, and emergency categories.
5+ products
Loans processed
Loan records originated, disbursed, and tracked end-to-end through the LMS lifecycle.
8+ loans
Borrowers served
Unique borrowers with an active or historical loan on the platform.
19+ borrowers
Applications
Loan applications received, evaluated, and routed to lenders via the origination engine.
30+ applications
BANKSRetail & commercial
MFIsMicrofinance
SACCOsCooperatives
FINTECHSDigital lenders
CREDIT UNIONSMember-owned
NGOsImpact lending